Private banking – Chateau Langeais http://chateaulangeais.com/ Mon, 27 Jun 2022 20:11:17 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://chateaulangeais.com/wp-content/uploads/2021/10/icon-92-120x120.png Private banking – Chateau Langeais http://chateaulangeais.com/ 32 32 Pandemic petition derails candidates and ballot initiatives https://chateaulangeais.com/pandemic-petition-derails-candidates-and-ballot-initiatives/ Mon, 27 Jun 2022 20:11:17 +0000 https://chateaulangeais.com/pandemic-petition-derails-candidates-and-ballot-initiatives/ James Craig, a former Detroit police chief who was running for governor of Michigan, said he recalled pleasant conversations with people circulating petitions at his campaign events this spring and that he had never suspected that anything untoward was happening. “I’m the candidate giving speeches, and you think you have professionals working for you on […]]]>

James Craig, a former Detroit police chief who was running for governor of Michigan, said he recalled pleasant conversations with people circulating petitions at his campaign events this spring and that he had never suspected that anything untoward was happening.

“I’m the candidate giving speeches, and you think you have professionals working for you on the ground getting signatures. I didn’t know anything was wrong,” said Craig, who was considered a frontrunner for the GOP nomination. He had raised $2 million, more than any other Republican vying to rival incumbent Democratic Governor Gretchen Whitmer in November.

But a state elections panel in May disqualified Craig and four other Republican gubernatorial candidates, removing them from the GOP primary ballot after officials found thousands of forged signatures on their candidate petitions.

And nine of Michigan’s 10 Citizens’ Initiatives have failed to set a deadline for signatures to be on the 2022 ballot. Some leaders said they feared their lists had been compromised by forgeries and shoddy work, and are now targeting the 2024 poll instead.

Similar issues will plague other states, experts fear, as election season heats up and more states push for changes to abortion through ballot initiatives. Michigan defenders face a July 11 deadline to collect more than 425,000 signatures for a electoral initiative to enshrine the right to abortion in the state constitution.

Due to the pandemic and remote working, there are fewer people on city streets to collect signatures, and the tight job market has increased costs for candidates and campaigns to hire signature collectors. . This makes it harder for local campaigns to do the job without help from wealthy donors.

The issues have reignited the debate about paying voters by signature, and whether it leads to fraud or gives wealthy candidates and groups a head start. Eight states have banned the practice of signature payments, and this year Florida strengthened its current ban on signature payments by making it a crime, although it continues to allow other forms of payment.

“We are going to see many other states having the same kind of problems that we have seen [in Michigan]said Corrine Rivera Fowler, director of policy and legal advocacy at the Ballot Initiative Strategy Center. The Washington, DC-based center advises liberal groups across the country on ballot initiatives.

“If your motivation is just to rush, mistakes can be made,” Rivera Fowler said.

Michigan’s gubernatorial primary was the canary in the coal mine due to its June 1 deadline for filing ballot petitions, but similar deadlines loom in late June for California, July for Arizona, Arkansas, Nebraska, Ohio, Oregon and Washington State, and in August for Colorado.









History of the Stateline

Retirements shrink the ranks of the few frontline workers








In Nebraska, opponents of a ballot initiative who would require photo ID to vote have complained about aggressive tactics by paid signature collectors. Marlene Ricketts, mother of Republican Gov. Pete Ricketts, donated $376,000 to the cause.

The cost of paying people to collect signatures has made it harder for popular causes and easier for the wealthy to get the laws they want, said John Cartier, director of voting rights at Civic Nebraska, a group progressive who opposes the photo ID initiative and supports one for medical marijuana.

“It’s a paid system. Nebraska’s super-rich can just write a check and fund the whole initiative,” Cartier said. Meanwhile, other defenders are struggling to pay for signature collection, he said.

But volunteers are working on the photo ID initiative alongside paid workers, said Douglas Kagan, chairman of the conservative Nebraska Taxpayers for Freedom and volunteer petitioner. He called the critics “hypocrites who don’t like it when we raise money for conservative causes.”

Kagan said paid signature collectors approached him at a gas station and obeyed all the rules.

A Nebraska judge added a wrinkle to the state ballot initiative process on June 13, preventing the state from enforcing a 100-year-old requirement for advocates to obtain signatures from 5% of voters in 38 of the state’s 93 counties . The judge agreed with medical marijuana proponents that it gives too much power to rural voters at the expense of urban areas.

In Florida this month, a a federal judge struck down a 2021 state law limiting contributions to support ballot initiatives to $3,000, challenging state officials’ arguments that “the process is susceptible to the influence of large donors who fund petition collectors, who in turn are incentivized to falsify petition signatures,” according to the ruling. The judge found “no reason to think that large individual contributions…are to blame for this dynamic.”

Labor shortages drive up the price of signature collection services. In 2012, it cost $1 to $3 per signature, according to a National Conference of State Legislatures. investigation. That amount recently reached $20 per signature, according to a report by Michigan Secretary of State May, blaming a “persistent lack of in-person events” where circulators typically work.

“There are labor shortages, and these are temporary jobs, so they’re not the most attractive positions,” Rivera Fowler said.

In addition to Florida, Arizona, Arkansas, Montana, North Dakota, Oregon, South Dakota and Wyoming prohibit signature payments, according to Ballotpedia.









History of the Stateline

GOP Works to Replace Voters on Medicaid, Higher Wages, Pot








In California, the Democratic-dominated legislature has repeatedly approved bans on signature payments only to have them vetoed by Democratic governors. A new bill would be require a bolded notice at the top of the signature sheet telling voters to sign only if they have seen a current list of major funders for the initiative.

Too many paid signature collectors are ignoring an existing law requiring them to show a list of major funders, said Walker Hershey, California Senate legislative aide to Democratic Senator Tom Umberg, sponsor of the bill.

The California Legislature passed a ban on signature payments for referendums in 2021, saying the practice “incentivizes signature collectors to trick voters in order to obtain their signatures.”

But Democratic Gov. Gavin Newsom vetoed the measure, writing in a veto message that it could harm grassroots campaigns: “Pay-by-signature remains one of the most cost-effective methods of qualifying for the ballot. This measure could therefore make the qualification of many initiatives prohibitively expensive for all but the wealthiest interests. The January legislature failed to override the veto.

Former California Democratic Governor Jerry Brown vetoed bills in 2011 and 2018 that would have banned the practice.

Maine lawmakers moved to ban signature payments in 2019, with a original invoice saying that “a large number of invalidated signatures…provides strong evidence that the practice of paying for collected signatures has corrupted the signature collection process”. However, The law project signed into law has been changed to only require disclosure of the payment methods used to obtain signatures.

In Michigan, the Secretary of State’s May report suggested that many of the fraudulent signatures had been copied from outdated voter rolls and individuals were passing sheets to each other to forge signatures in different handwriting. .

One of Michigan’s initiatives that didn’t pass this year called for raising the minimum wage to $15 an hour. One Fair Wage, the sponsor, will continue collecting signatures with the aim of collecting 600,000 by the end of June, and is targeting the 2024 ballot, said Saru Jayaraman, chairman of the Washington, DC-based group.

Michigan ballot advocates have faced a particularly difficult time this year, as a court battle over ballot circulation rules delayed signature-gathering efforts until mid-February. Only after Michigan Supreme Court decided on the case in January, the petition forms could be printed. This delay in printing forms, combined with bad weather, prevented defenders from collecting signatures until early May, Jayaraman said.

“There are signature collection companies that have their own staff, and then there are independent contractors that supplement them in times of crisis. Everyone in Michigan has faced a super crisis this cycle,” Jayaraman said.

Michiganders for Fair Lending, which is seeking a ballot initiative that would cap interest charged on payday loans, organized the only petition campaign that met the filing deadline. This group threw about 170,000 of 575,000 signatures he collected before deposit. Leaders “failed to notice the type of fraud that has plagued GOP governors’ campaigns,” but found more typical errors, such as signers writing a birthday instead of signing date or using the wrong name county, said spokesman Josh Hovey.

Earlier this month, Michigan businessman Perry Johnson, another Republican gubernatorial candidate who was disqualified for fraudulent signatures, lost a bid in federal court to stop the printing of ballots while he pleads his case to be included. Five other Republicans will appear on the ballots. And Craig decided to run a written campaign for the Aug. 2 primary, hoping to revive his bid to unseat Whitmer.

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Pine Nuts with McAvoy Layne: Failed Personal Finance Class | Carson City Nevada News https://chateaulangeais.com/pine-nuts-with-mcavoy-layne-failed-personal-finance-class-carson-city-nevada-news/ Sun, 26 Jun 2022 17:37:25 +0000 https://chateaulangeais.com/pine-nuts-with-mcavoy-layne-failed-personal-finance-class-carson-city-nevada-news/ Michigan is about to become the 14th state to mandate a personal finance course in high school, congratulations. I only wish we had a personal finance class when I was in high school. Left to my own devices, well, I poured every dollar I made as a lifeguard into my ’55 Chevy, even to the […]]]>

Michigan is about to become the 14th state to mandate a personal finance course in high school, congratulations. I only wish we had a personal finance class when I was in high school. Left to my own devices, well, I poured every dollar I made as a lifeguard into my ’55 Chevy, even to the point of driving to Mexico to have the seats rolled and tucked in Naugahyde. It cost a fortune, but oh, it looked boss!

However, a small problem arose as we drove home through the hot Southern California desert. I started to feel something that made my eyes water. I discovered, as my scent nodes swelled to the size of peaches, that they had stuffed my beautiful new upholstery with horse manure, something you could never detect except on a very hot day. .

I sold this car on the coldest day of the year to a classmate of mine who also needed a personal finance course. The one thing I took away from Ms. Mann’s home economics class was, “Never spend more than a quarter of your income on housing. That little piece has served me well over the years, but the days of you only spending a quarter of your income on rent are gone when rents are $2,500 a month here in Tahoe, and double that in New York if you can find an apartment.

A while ago I picked up a few girls who were hitchhiking to the State Line for a night out. During their conversation, one of them asked the other, “Did you bring any money?”

” No you ? »
“Nope.”

These girls could have taken a course in personal finance, and maybe a course in sociology. My humble suggestion is, drop Shakespeare for Twain and drop algebra for personal finance. I never used algebra except to calculate how fast I needed to run to complete a marathon in under three hours. And I never used Shakespeare, except to confess to myself on occasion, as Caliban once did: “What a thrice-double ass I was.”

The advice I got from my dad, who was very good at managing money, was simply, “No, we can’t buy Buick taillights for your Chevy, son; Money doesn’t grow on trees.”

Kids graduating from high school today need to learn about cryptocurrencies, compound interest, and payday loans, not to mention the line on the game of the week.

When I was a lifeguard in Tahoe, life was good. I had my ’55 Chevy and a girlfriend who worked at Harrah’s and shared his generous take-out meals. This summer will never come back, neither for me nor unfortunately for anyone. Life is so much more complicated today. So, let’s include personal finance as a body to our high school curricula in this great country of ours, and provide our graduates with a more resourceful, successful, and stress-free future.

For over 30 years, in over 4,000 performances, columnist and Chautauquan McAvoy Layne has dedicated himself to preserving the spirit and wisdom of “The Wild Humorist of the Pacific Slope”, Mark Twain. As Layne says, “It’s like being a Monday-Friday preacher, whose sermon, though not reverently pious, is ardently American.”

Go here to listen to this and other McAvoy Layne columns.

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Antioch residents rally for safe and affordable housing in response to rent hikes https://chateaulangeais.com/antioch-residents-rally-for-safe-and-affordable-housing-in-response-to-rent-hikes/ Fri, 24 Jun 2022 19:36:26 +0000 https://chateaulangeais.com/antioch-residents-rally-for-safe-and-affordable-housing-in-response-to-rent-hikes/ Residents and activists participated in the rally for affordable housing in Antioch on Wednesday, June 22, 2022. Photos courtesy of ECRG Parent advocates release new report highlighting need for stronger protections for tenants in Antioch Survey of 1,000 residents shows ongoing worries about landlords raising rents, travel and livability issues Lawyers and residents of Antioch […]]]>

Residents and activists participated in the rally for affordable housing in Antioch on Wednesday, June 22, 2022. Photos courtesy of ECRG

Parent advocates release new report highlighting need for stronger protections for tenants in Antioch

Survey of 1,000 residents shows ongoing worries about landlords raising rents, travel and livability issues

Lawyers and residents of Antioch held a rally on Wednesday, June 22, 2022 to demand safe and affordable housing and an immediate halt to exorbitant rent increases. Low-income tenants at Delta Pines Apartments and Casa Blanca Apartmentstwo government-subsidized affordable housing buildings are facing potential relocation after their corporate landlord recently raised monthly rents by as much as $500.

Prior to the rally, attendees gathered in the nearby Lowe’s parking lot, then marched toward the apartment complex while holding up signs and chanting.

Antioch resident Rocheall Pierre speaks at the housing rally on Wednesday.

Residents of Delta Pines on Sycamore reader and the Blanca case on Court Claudia near L Street, aren’t the only ones facing sudden rent increases. A new survey of Antioch residents released today finds that rent hikes and housing instability are widespread across the city. Seventy-nine percent of tenants say they worry about rent increases, while 68% worry about being able to pay their current rent. Local parents defend the interests of East County Regional Group (ECRG), sponsored by First 5 Contra Costa, conducted the community survey with more than 1,000 residents of Antioch to understand their housing challenges and needs.

The rally was organized by the ECRG, The first 5 Contra Costa, and The Californians Alliance for Community Empowerment (ACCE). Residents of Delta Pines, Casa Blanca and ECRG community members spoke at the rally about their first-hand experiences with unaffordable rent, fears of eviction and harassment from landlords. Speakers also shared survey data showing the need for tenant protection for families in Antioch. Community members were joined by District 1 Councilwoman Tamisha Torres-Walker. The event was in coordination with ACCE’s statewide day of action to highlight abuses by business owners.

“Housing insecurity is a threat to our basic humanity,” said Rocheall Pierre, a resident of Antioch and an active ECRG member who will speak at the rally. “Living in Antioch challenges every parent, no matter where they are from or what their income, to find a safe and dignified place to raise their family. I live in a corporate owned building and am paying $1800 for a one bedroom apartment for me and my son. After the rent, there is not enough left to cover emergency expenses. I had to take out payday loans, which put me in more debt. Antioch’s housing system is broken and prioritizes landlords over local families. »

Rreport of the survey of 1,000 residents of Antioch

A lady named Silvia signs a petition at the housing rally.

The new report “Antioch CHANGE: A Community Housing Assessment of Needs, Gaps, and Equity in Antioch, California” is a partnership between the ECRG, First 5 Contra Costa, Healthy & Active Before 5 and Urban Habitat. Survey responses were collected in 2021, and the process was guided by resident leadership and community-based participatory research principles. Although the survey can be completed online, 81% of responses were collected individually by ECRG leaders using tablets and paper surveys. Promotion of the survey included social media, telephone banking, door-to-door and talking to residents at community events, vaccination sites, laundromats, grocery stores, parks, local clinics, churches and service organizations.

Key findings of the report include:

  • On average, respondents paid 63% of their monthly income in rent, leaving little for food, medicine, childcare and other basic necessities.
  • Fifty-one percent of tenants said they were worried about eviction and 64 percent were worried their deposits wouldn’t be returned when they moved out.
  • Low-income residents of color and families with young children are the most housing insecure, reporting a higher rent burden, fears of displacement and livability issues. Among tenants with young children, 83% worried about rent increases and 75% worried about not being able to pay the rent.

“Everyone needs a safe, stable and healthy place to call home, and this is especially important for young children,” said Rhea Elina Laughlin, community engagement program manager at First 5 Contra Costa. “The early experiences of young children are critical to their future learning and well-being. These egregious rent hikes and the lack of affordable housing in Antioch have only deepened the city’s deep-rooted racial and economic inequalities and put the well-being of our children and the community as a whole at risk. Local tenant protection policies are urgently needed.

More than four in five tenants and landlords surveyed said they want the city of Antioch to take action to limit annual rent increases, prevent unfair evictions, create pathways to home ownership and build housing more affordable. For residents of Antioch, especially low-income families of color struggling with unaffordable rents, housing instability is a daily concern. In addition to rent increases and threats of eviction, families are harassed by landlords and property managers. Without protections, families are forced to make the impossible choice of living in uninhabitable conditions or becoming homeless.

Drawing on decades of resident organizing and advocacy for housing justice, the report includes policy recommendations for leaders in Antioch. Policies advocated in the report include:

  • Implementation of rent control,
  • Require just cause for eviction, and
  • Enact tenant anti-harassment ordinances.

Supporters of the 22nd action will demand that the leaders of the city of Antioch adopt these policy recommendations. On June 14, Concord City Council passed a new anti-harassment policy for tenants. The policy puts in place new protections for tenants facing abusive landlords who threaten, harass and intimidate them. Owners who violate the policy may be fined.

Community members present at the rally also speak out in favor of including strong tenant protections in the housing component of the city’s overall plan. The Housing Element, which is only updated once every eight years, describes how the city will achieve its housing goals and provides an opportunity to address past inequities.

The full report “Antioch CHANGE: A Community Housing Assessment of Needs, Gaps and Equity in Antioch, California” will be available here.

About the East County Regional Group:

East County Regional Group is a volunteer parent advocacy group working to make East Contra Costa healthier, safer and fairer for young children and families. The ECRG is sponsored by the First 5 Contra Costa Community Engagement and Advocacy Program.

About First 5 Contra Costa:

First 5 Contra Costa helps young children start school healthy, nourished and ready to learn by investing in child-centered programs and activities during their first five years, the most important period of child development. children.

About the Alliance of Californians for Community Empowerment (ACCE) Stock:

The Alliance of Californians for Community Empowerment (ACCE) Action is a grassroots, member-driven, statewide community organization that works with more than 16,000 members across California. ACCE is dedicated to raising the voices of everyday Californians, neighborhood by neighborhood, to fight for the policies and programs we need to improve our communities and create a better future.

About Healthy & Active Before 5 (HAB45):

Healthy & Active Before 5 (HAB45) is a Contra Costa collaboration that advances health equity through local policy and environmental change to support the health and well-being of young children and their families. HAB45 provides regional groups with technical assistance and data support.

About Urban Habitat:

Urban Habitat (UH) works to democratize power and advance equitable policies to create a just and connected Bay Area for low-income communities of color. Through strategic partnerships, UH supports the increased power and capacity of low-income communities and communities of color.

Attachments to this post:



Silvia housing rally 062222



Rocheall Stone rally housing 062222



Participants of the rally in Antioch 062222

This entry was posted on Friday, June 24th, 2022 at 12:00 p.m. and is filed under News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a reply or trackback from your own site.

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Antioch residents rally for safe and affordable housing in response to blatant rent increases https://chateaulangeais.com/antioch-residents-rally-for-safe-and-affordable-housing-in-response-to-blatant-rent-increases/ Thu, 23 Jun 2022 01:14:41 +0000 https://chateaulangeais.com/antioch-residents-rally-for-safe-and-affordable-housing-in-response-to-blatant-rent-increases/ Parent advocates release new report highlighting need for stronger protections for tenants in Antioch Endless worries about landlords raising rents, travel and livability issues highlighted among 1,000 Antioch residents in survey Antioch, California – Advocates held a rally on June 22, 2022 to demand safe, affordable housing and an immediate halt to exorbitant rent increases. […]]]>

Parent advocates release new report highlighting need for stronger protections for tenants in Antioch

Endless worries about landlords raising rents, travel and livability issues highlighted among 1,000 Antioch residents in survey

Antioch, California – Advocates held a rally on June 22, 2022 to demand safe, affordable housing and an immediate halt to exorbitant rent increases. Low-income tenants at Delta Pines Apartments and Casa Blanca Apartmentstwo government-subsidized affordable housing buildings are facing potential relocation after their corporate landlord recently raised monthly rents by as much as $500.

Prior to the rally, attendees gathered in the Lowe’s parking lot near 1951 Auto Center Drive, where they marched to the Delta Pines apartments while holding signs and singing.

Residents of Delta Pines and Case Blanca aren’t the only ones facing sudden rent increases. A new survey of Antioch residents released today finds that rent hikes and housing instability are widespread across the city. Seventy-nine percent of tenants say they worry about rent increases, while 68% worry about being able to pay their current rent.

Local parents defend the interests of East County Regional Group (ECRG), sponsored by The first 5 Against Costaconducted the community survey of over 1,000 residents of Antioch to understand their housing challenges and needs.

The rally was organized by the ECRG, First 5 Contra Costa and the Alliance of Californians for Community Empowerment (ACCE). Residents of Delta Pines, Casa Blanca, and community members with ECRG spoke about their first-hand experiences with unaffordable rent, eviction fears, and landlord harassment.

Speakers shared survey data showing the need for tenant protection for families in Antioch. The event will be in coordination with ACCE’s statewide day of action to highlight abuses by business owners.

“Housing insecurity is a threat to our basic humanity,” said Rocheall Pierre, a resident of Antioch and an active ECRG member who will speak at the rally. “Living in Antioch challenges every parent, no matter where they are from or what their income, to find a safe and dignified place to raise their family. I live in a corporate owned building and am paying $1800 for a one bedroom apartment for me and my son. After the rent, there is not enough left to cover emergency expenses. I had to take out payday loans, which put me in more debt. Antioch’s housing system is broken and prioritizes landlords over local families. »

The new report “Antioch CHANGE: A Community Housing Assessment of Needs, Gaps, and Equity in Antioch, California” is a partnership between the ECRG, First 5 Contra Costa, Healthy & Active Before 5 and Urban Habitat. Survey responses were collected in 2021, and the process was guided by resident leadership and community-based participatory research principles. Although the survey can be completed online, 81% of responses were collected individually by ECRG leaders using tablets and paper surveys. Promotion of the survey included social media, telephone banking, door-to-door and talking to residents at community events, vaccination sites, laundromats, grocery stores, parks, local clinics, churches and service organizations.

Key findings of the report include:

  • On average, respondents paid 63% of their monthly income in rent, leaving little for food, medicine, childcare and other basic necessities.
  • Fifty-one percent of tenants said they were worried about eviction and 64 percent were worried their deposits wouldn’t be returned when they moved out.
  • Low-income residents of color and families with young children are the most housing insecure, reporting a higher rent burden, fears of displacement and livability issues. Among tenants with young children, 83% worried about rent increases and 75% worried about not being able to pay the rent.

“Everyone needs a safe, stable and healthy place to call home, and this is especially important for young children,” said Rhea Elina Laughlin, community engagement program manager at First 5 Contra Costa. “The early experiences of young children are critical to their future learning and well-being. These egregious rent hikes and the lack of affordable housing in Antioch have only deepened the city’s deep-rooted racial and economic inequalities and put the well-being of our children and the community as a whole at risk. Local tenant protection policies are urgently needed.

More than four in five tenants and landlords surveyed said they want the city of Antioch to take action to limit annual rent increases, prevent unfair evictions, create pathways to home ownership and build housing more affordable. For residents of Antioch, especially low-income families of color struggling with unaffordable rents, housing instability is a daily concern. In addition to rent increases and threats of eviction, families are harassed by landlords and property managers. Without protections, families are forced to make the impossible choice of living in uninhabitable conditions or becoming homeless.

Drawing on decades of resident organizing and advocacy for housing justice, the report includes policy recommendations for leaders in Antioch. Policies advocated in the report include:

  • Implementation of rent control,
  • Require just cause for eviction, and
  • Enact tenant anti-harassment ordinances.

Supporters of the 22nd action will demand that the leaders of the city of Antioch adopt these policy recommendations. On June 14, Concord City Council passed a new anti-harassment policy for tenants. The policy puts in place new protections for tenants facing abusive landlords who threaten, harass and intimidate them. Owners who violate the policy may be fined.

Community members at the rally spoke out in favor of including strong tenant protections in the housing component of the city’s overall plan. The housing element, which is only updated once every eight years, describes how the city will achieve its housing goals and provides an opportunity to address past inequalities.

The full report “Antioch CHANGE: A Community Housing Assessment of Needs, Gaps and Equity in Antioch, California” will be available here June 22 at 9:00 a.m.

About the East County Regional Group:

East County Regional Group is a volunteer parent advocacy group working to make East Contra Costa healthier, safer and fairer for young children and families. The ECRG is sponsored by First 5 Contra Costa’s Community Engagement and Advocacy Program.

About First 5 Contra Costa:

First 5 Contra Costa helps young children start school healthy, nourished and ready to learn by investing in child-centered programs and activities during their first five years, the most important period of child development. children.

About the Alliance of Californians for Community Empowerment (ACCE) Stock:

The Alliance of Californians for Community Empowerment (ACCE) Action is a local, member-driven, statewide community organization that works with more than 16,000 members across California. ACCE is dedicated to raising the voices of everyday Californians, neighborhood by neighborhood, to fight for the policies and programs we need to improve our communities and create a better future.

About Healthy & Active Before 5 (HAB45):

Healthy & Active Before 5 (HAB45) is a Contra Costa collaboration that advances health equity through local policy and environmental change to support the health and well-being of young children and their families. HAB45 provides regional groups with technical assistance and data support.

About Urban Habitat:

Urban Habitat (UH) works to democratize power and advance equitable policies to create a just and connected Bay Area for low-income communities of color. Through strategic partnerships, UH supports the increased power and capacity of low-income communities and communities of color.

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Small Payday Loans Online No Credit Check https://chateaulangeais.com/small-payday-loans-online-no-credit-check/ Sat, 18 Jun 2022 17:29:25 +0000 https://chateaulangeais.com/small-payday-loans-online-no-credit-check/ Small payday loans online without a credit check Get 100% cash advance online even with bad credit. The best service for fast loans! Loans A credit check can sometimes be applied to some payday loans as well. A credit check is generally not required for many payday loans, but may be requested if the loan […]]]>

Small payday loans online without a credit check

Get 100% cash advance online even with bad credit. The best service for fast loans!

Loans

A credit check can sometimes be applied to some payday loans as well. A credit check is generally not required for many payday loans, but may be requested if the loan is over $10,000. Some lenders require applicants to have a driving record. However, others do not. Your credit score will almost certainly be higher anyway, and your current credit score may not be worth the cost of the loan. Some payday lenders require a social security number or other biometric information for their borrowers. Despite the credit check, you can take small payday loans online without credit check and do it so easily today. You can do it faster and more cost effectively.

Other providers have no minimum deposit or other payment requirements. Once you’ve approved, you’ll receive a confirmation screen and a check in the mail. If your bank hasn’t approved any of your credit cards or you’re a victim of identity theft, you can always contact the lender and ask them to review the information. If the seller hasn’t sent you funds for the debt amount by the time you get to the bank, it’s common for them to simply refund the deposit and return nothing to you.

You will not be charged any fees for refunding the money. Keep in mind that when someone is in a temporary financial crisis, they have no way to recover a cash advance. You won’t be penalized by the lender if you don’t get the promised $300 within seven to ten days of approval. This delay in getting your money is an unfortunate thing for many. If you are able to receive money that you need urgently, use cash advances available for immediate use. These loans offer an inexpensive way to get your money now without having to wait for a credit check. To put it bluntly, it is small online payday loans no credit check and you can take it today. This type of loan is easier to obtain than a bank loan with a lot of paperwork and time.

Why are these types of loans so popular?

Lenders pay a lot of attention to ensuring that the borrower will be able to pay the repayment. With instant loans, you can pay off your payday money in as little as a few minutes. Online Payday Loans, Banks, and Savings Accounts Online loans are available from a variety of credit unions, small and large businesses, and banks. Online loans generally make it easier to get cash advances approved, but there are a few downsides. They can be expensive if you have a large amount, you need to pay early, they can have high interest rates, and they require more frequent paperwork and security such as ID or a guarantor. If you are considering getting a loan, you can always get a small payday loan online without a credit check and it will always benefit you.

Online Payday Loans, Banks, and Savings Accounts Online loans are available from a variety of credit unions, small and large businesses, and banks. Online loans generally make it easier to get cash advances approved, but there are a few downsides. They can be expensive if you have a large amount, you need to pay early, they can have high interest rates, and they require more frequent paperwork and security such as ID or a guarantor.

But online payday loans offer the opportunity to earn more money as an employer with these online loans. You don’t need to have a perfect work history. Some companies allow employees to pay their payroll taxes online with a credit statement and the government will take care of receiving their pay online. If you find yourself in an emergency situation that requires cash, you may want to consider using a cash advance to get cash quickly if you are $500 short or need to get out. quickly from a bad situation.

Monthly fees may be waived for some borrowers, but the loan is generally expensive. The credit scores that companies use to assess the risk of using these types of loans generally do not have the same precision that is used when reviewing a credit score.

Types of loans

The other way to make money fast is through payday loans and cash advances. In this situation, you have a much more limited time to pay off the debt or withdraw the funds as soon as possible. The two most common types of payday loans you come across are cash advances and withdrawals. Cash Advance Payday Cash Advance is a quick way to get cash.

This type of loan is often used to collect charges from your credit card account or to pay a loan from an ATM. Usually, cash advances and cash advances are not used for personal purposes, but for the purpose of withdrawing your money quickly. This type of payday loan gives you up to 10% of the loan principal amount at cash advance rates. Many cash advance lenders charge a higher interest rate than you can receive on your credit card. However, the interest rate is usually very low and often less than 5%. Also, you don’t have to worry about checking your credit history, that’s not the case here, where you can get payday loans no denial direct lenders only and this best way to get quick cash already today.

You won’t have a full credit history before getting a loan. However, instant loans are designed to make it easy for you to pay off debt quickly. The best rate can be made possible with a cash advance loan. Other instant loans Instant loans can be used to make payments on credit cards, student loans or mortgages. You will have an instant interest rate to repay the loan.

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The key to reducing child poverty? Child tax credits distributed monthly https://chateaulangeais.com/the-key-to-reducing-child-poverty-child-tax-credits-distributed-monthly/ Mon, 13 Jun 2022 20:00:00 +0000 https://chateaulangeais.com/the-key-to-reducing-child-poverty-child-tax-credits-distributed-monthly/ With last month’s extraordinary inflation rate 8.3% pushing Americans down, rapidly rising costs associated with food, fuel, housing and child care are putting countless families at financial risk. Knowing that the nation would face continued economic pressure from the pandemic, the US government adopted and implemented an ambitious policy agenda last year, which included the […]]]>

With last month’s extraordinary inflation rate 8.3% pushing Americans down, rapidly rising costs associated with food, fuel, housing and child care are putting countless families at financial risk.

Knowing that the nation would face continued economic pressure from the pandemic, the US government adopted and implemented an ambitious policy agenda last year, which included the expanded Child Tax Credit (CTC) program. In just six months, this landmark initiative has dramatically reduced child poverty and impacted local economies by approximately $19 billion per month in additional expenses.

One of the main reasons for the success of the child tax credit? Checks are paid into parents’ bank accounts once a month.

This idea is not new. Just look at the nation the most efficient anti-poverty program — Social Security — which distributes benefits to recipients throughout the year. We know that Social Security protects older Americans from poverty, but as columnist Bryce Covert recently pointed out in the New York Times — America chose not to prioritize children in the same way.

The fact that CTC payments were distributed monthly as part of the US bailout is key to understanding why this direct money program worked so well and why 3.7 million more children live in poverty after the congress allowed the program to expire at the end of last year.

New Analysis from the Columbia University Center on Poverty and Social Policy proves this point directly, breaking down the anti-poverty benefits of the monthly CTC and demonstrating that monthly payments are more effective than an annual lump sum.

When CTC payments are distributed once a year at tax time, child poverty drops significantly by about eleven percentage points or from 22.4% to 11%. However, anti-poverty benefits often decline in May. Compare that to monthly payments – which keep almost a third more children out of poverty each month they are distributed, according to Columbia findings..

According to this report, monthly Child Tax Credit payments could prevent about one in 10 children from experiencing a period of poverty at any time of the year, compared to annual payments, which often alleviate poverty for only one or two months during tax time.

Monthly checks reduce child poverty throughout the year by reducing income volatility, which destabilizes the month-to-month fluctuations in income that affect low-income families the most. Not only do monthly payments reduce the risk of children being persistently poor, they also reduce the risk of children becoming poor throughout the year.

The Columbia data shows what we actually saw in real life when the Child Tax Credit was in effect.

When CTC checks began hitting bank accounts in July 2021, the impact of credit on life was immediately clear. In six weeks, food insufficiency decreased by approximately A quarter. The improvements were significant among black and Hispanic families, who experience the highest rates of eating difficulties.

As we navigate this “new normal,” we cannot forget this important lesson of the US bailout: monthly cash payments prevent children from falling into poverty. These payments also help families in other valuable ways. Bills come in every month, and monthly CTC checks help buy groceries, pay bills, and pay rent or mortgage on time. In a survey of low-income families, three quarters of SNAP recipients have used their CTC payments on bills, including to avoid utility cuts, evictions and foreclosures. Families across the country were able to get a breath of fresh air and feeling reported less financial stress because of the CTC.

Economists are still learning about the long-term impact of the child tax credit on the financial health of American families. However, preliminary data – as well as the real-life experiences of millions of families – show that not only monthly CTC payments have no noticeable negative effect on employmentthey or they supported work and entrepreneurship with some parents. In addition, monthly CTC payments have helped parents reduce credit card debt and reduce reliance on payday loans, pawnbrokers and even the sale of blood plasma.

Monthly payments have been a key part of CTC’s success, and that model must be maintained if — and when — Congress brings the program back to life.

Christine Hamilton is a postdoctoral fellow at the Center on Poverty and Social Policy at Columbia University School of Social Work.

Natalie Foster is the president and co-founder of the Economic Security Project, a network committed to advancing the conversation about cash benefits and basic income in the United States.

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Is debt threatening to ruin your retirement before it begins? 4 tips that can help | Personal finance https://chateaulangeais.com/is-debt-threatening-to-ruin-your-retirement-before-it-begins-4-tips-that-can-help-personal-finance/ Sun, 12 Jun 2022 11:00:00 +0000 https://chateaulangeais.com/is-debt-threatening-to-ruin-your-retirement-before-it-begins-4-tips-that-can-help-personal-finance/ (Kailey Hagen) Almost everyone gets into debt from time to time, and it’s not always a big deal. But as you approach retirement, you want to get as much out of debt as possible. With fewer payments to worry about, you can further expand your existing savings. But getting rid of debt, especially high-interest debt, […]]]>

(Kailey Hagen)

Almost everyone gets into debt from time to time, and it’s not always a big deal. But as you approach retirement, you want to get as much out of debt as possible. With fewer payments to worry about, you can further expand your existing savings.

But getting rid of debt, especially high-interest debt, is easier said than done. If you’re struggling to get your finances under control, these four tips might help.

Image source: Getty Images.

1. Focus on high-interest debt first

You should always prioritize debts with the highest interest rates first. If you have payday loans or credit card debt, this is the best place to start. Don’t worry so much about mortgages or other low interest debt. Keep making your payments on these, but don’t put any extra money into them until your high-interest debt is paid off.

The debt avalanche method is a popular strategy for paying off credit card debt across multiple cards. First, you make the minimum payment on all your cards each month. Then you put any remaining money on your debt with the highest interest rate. When you have paid off that debt, you move on to the debt with the next highest interest rate, and so on.

People also read…

You can also try using a balance transfer card or a personal loan. Balance Transfer Cards Temporarily stop your balance growing, so it’s a good choice if you’re sure you can pay off what you owe within the 0% APR introductory period. Otherwise, a Personal loan might be a better option. These give you a predictable monthly payment, so you don’t have to worry about your balance growing.

2. Look for other ways to make more money

Bringing in more money can help you pay off your debt faster. You might be working overtime at your current job or starting a side hustle. Or you can use windfall earnings, like year-end bonuses, pay raises, and birthday money, for debt repayment.

Again, if you have high-interest debt, focus on that first, and you might even want to put your retirement savings on hold for a while. You’re probably paying more interest on your credit card in a year than you’ll earn investing your money, so it makes more sense to spend all your money on that debt first. Then, once paid off, you can save for retirement and work on your other types of debt at the same time.

3. Don’t Touch Your Retirement Savings Sooner

You may be tempted to withdraw some of your retirement savings early to pay off your debts, but this is actually counterproductive. On the one hand, you will pay a 10% early withdrawal penalty if you withdraw money from most retirement accounts before you turn 59.5 — and that’s on top of the taxes you’ll have to pay if the money comes from a tax-deferred account.

You will also significantly reduce your retirement savings. When you start saving again, you will need to save a lot more per month to retire on time. You’d better leave your savings alone so they can grow until retirement.

4. Delay retirement

When all else fails, you can always delay retirement to give you more time to save and pay off your debts. It’s not the ideal solution, but it’s better to run out of money early. You could also slowly transition into retirement, perhaps going part-time for a while before quitting for good.

Everyone’s debt repayment strategy will be a little different, depending on what they owe and how close they are to retirement. But don’t make the mistake of thinking it will get easier over time. The sooner you start paying off your debts, the better off you will be in the long run.

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Five loans to start your business – Flux Magazine https://chateaulangeais.com/five-loans-to-start-your-business-flux-magazine/ Wed, 08 Jun 2022 22:36:34 +0000 https://chateaulangeais.com/five-loans-to-start-your-business-flux-magazine/ Al Woods words When you start a business you need money, there is no getting around it. It is necessary to have enough capital to grow, expand and advance your business. Whether you have money to start your business or not, having enough capital is essential to grow. That’s where loans come in. Whether you’re […]]]>

Al Woods words

When you start a business you need money, there is no getting around it. It is necessary to have enough capital to grow, expand and advance your business. Whether you have money to start your business or not, having enough capital is essential to grow. That’s where loans come in. Whether you’re trying to open a cafe or start a tech business, capital is imperative. No matter what type of business you start, you will need money. Below are five loans to help you start a business.

Business loans

The obvious option when it comes to starting a business is a business loan. Business loans usually come from banks and can have very high interest rates. Other lenders may be interested in providing funding for your business, but they will generally want to understand your business model and what you are looking to accomplish. If a lender likes your business model, they’ll be more likely to provide you with the funds you need. Business loans vary quite a bit. They are dynamic and versatile, but they might not be the best option for you.

Personal loans

Another option for starting a business is a personal loan. Personal loans are of two different types. Secured loans generally use collateral. It’s a good option to buy a big piece of equipment when you start your business. For example, if you are trying to start a brewery, you can use a secured loan to purchase a brewing kit. Of course, you must make the payments on time. Failure to do so could result in the lender repossessing your equipment. Unsecured loans, however, do not require collateral. These are based on your credit score. When trying to start a business, an unsecured personal loan can be a great way to get cash to use for anything.

Installment loans

Installment loans are just that, loans offered in multiple installments. You may be thinking, what is the difference between payday loan and installment loan choice ? Payday loans help borrowers through a specific period, and they pay it in the interest rate. Installment loans are loan options that provide funds in bursts. This way, you won’t have to pay it all off at once and enjoy the benefits of getting money every week or so. They too does not require a credit check. These loans are great for starting a business because you will receive money as you spend it and determine the base or operations.

Crowdfunding

Crowdfunding is a non-traditional loan to help you start your business. Sure, you could ask people to give you free money back, but you probably won’t get that many donations. Instead, you can offer lenders freebies, products, and special offers. Crowdfunding is a great way to determine your target demographic. It’s, in a sense, a loan, but it’s directly from your customers to get you started. If you have a product or service in demand, crowdfunding is a good option for a non-traditional loan.

Small business loans

Small business loans can be a little different from traditional business loans. Many of these loans come from the government. When you open in a location that needs economic development, the city or county might be willing to loan you money to start the business. Small business loans are also available from private lenders, but generally these businesses are set up in places where it benefits the business.

When you start a business, there are so many things to think about. The most important thing to start a business is to have enough money. You need capital to start the business and keep it running for years. If you’re not making money right away, this is especially relevant. You’re lucky. There are many types of loans to choose from to get started. If you think you’ll need money to take the business to its highest potential, you shouldn’t overlook your loan options. Instead, do some research to find the best loan for your business model. You won’t regret it when you have a successful business in your hands!

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How bank closures are hurting consumers and what you can do about it https://chateaulangeais.com/how-bank-closures-are-hurting-consumers-and-what-you-can-do-about-it/ Mon, 06 Jun 2022 23:00:54 +0000 https://chateaulangeais.com/how-bank-closures-are-hurting-consumers-and-what-you-can-do-about-it/ Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. It’s no secret that as more and more services go digital, retailers sometimes struggle to find […]]]>

Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners.

It’s no secret that as more and more services go digital, retailers sometimes struggle to find their footing in the new reality. While many imagine in-person shopping being replaced by online retailers, a similar trend is occurring with US banks as consumers continue to visit physical branches less frequently.

In some communities, neighborhood banks forced to close have caused significant damage to local economies and exacerbated existing financial inequalities.

Below, Select details what’s been going on with retail banking lately and how you can choose the best bank account for your personal and financial needs.

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Branch closures hurt consumers and communities

One of the fundamental decisions of personal finance is about choosing where your money resides, and that’s usually in a bank. The vast majority of Americans – around 95% – have opened bank accounts. According to 2019 FDIC data, about 5% of Americans remain “unbanked,” meaning they don’t have a traditional checking or savings account. And as banks continue to close across the country, that makes banking opportunities even more difficult.

For starters, the trend of bank closures is not new. In 2000, there were 8,000 commercial banks in the United States, according to FDIC data. In 2021, just over half of them, 4,236, were still standing, and that number continues to drop even in 2022 – it’s now down to 4,194 as of March 31. The closures are also not limited to small banks in rural communities, as also happens to large traditional banks in densely populated areas.

According to a report by S&P Global Market Intelligence, Wells Fargo leads the pack with 267 bank branch closures in 2021, followed by US Bank and Truist with 257 and 234 branch closures, respectively. The five hardest hit states are California, with 269 branch closures; Michigan, with 247 branches; New York, with 221 branches; Florida, with 192 branches; and Illinois, with 153 branches.

While this trend is widespread, it hits low-income and majority-minority communities even harder. According to National Coalition for Community Reinvestmenta third of the branches closed from 2017 to 2021 occurred in low-income and majority-minority areas.

Nor are the ramifications of banks suddenly disappearing from communities at the surface level – affected residents now have to drive further to make a simple deposit or withdraw money, which takes longer, for example.

The consolidation of bank branches also creates “banking deserts“, when communities do not have access to a bank or credit union within 10 miles. Several studies have shown that these communities are more likely to use non-traditional, high-fee lending options such as than payday loans and check cashing services, which increases inequality and ultimately widens the wealth gap.

Although there may be fewer physical banking locations, there are still options for consumers, despite what may or may not be available locally.

How to choose a bank

When you are When choosing a new bank or credit union, there are several things to consider to help you choose the best one for your financial situation:

Assess account features and fees

First, if your bank charges you a monthly fee, find out why. With a wide variety of no-fee bank accounts available, you really shouldn’t pay for a checking or savings account.

You can also check out other account features to see what might be useful to you. For example, another bank may offer benefits such as free credit monitoring or a higher interest rate than your current bank. Or, if you want better online tools, it might be worth switching to a digitally-savvy bank.

When looking for a new bank, ask yourself this question: what features do I really need?

The answer could be anything from free ATM withdrawals, no overdraft fees or online bill payments to a well-designed website and mobile app, and 24/7 customer service. . Benefits that match your needs should be the focus of your next bank account.

Digital or in-person banking

Whether you live in a big city or a rural community, it’s hard to argue with the convenience of online-only banking. According 2022 JD Power U.S. Direct Banking Satisfaction Studya quarter, or about 27%, of Americans currently use online banking only.

The study also suggests that online banks are the best in terms of customer satisfaction, with Charles Schwab and Discover Bank tied for first place and Ally Bank for third place for checking accounts. Savings accounts had similar results, with American Express, Discover the Bank and Charles Schwab leading the pack.

If you tend to pay for your expenses with cards rather than cash, going digital might be a more efficient decision.

American Express® High Yield Savings Account

American Express National Bank is a member of the FDIC.

  • Annual Percentage Yield (APY)

  • The minimum balance

    Minimum balance to open is $0

  • Monthly fee

  • Maximum transactions

    Up to 9 free withdrawals or transfers per statement cycle *Cycle withdrawal limit of 6/instructions is waived during the Coronavirus outbreak under Regulation D

  • Excessive transaction fees

  • Overdraft fees

  • Offer a current account?

  • Offer an ATM card?

American Express National Bank is a member of the FDIC.

Discover the online savings account

Discover Bank is a member of the FDIC.

  • Annual Percentage Yield (APY)

  • The minimum balance

  • Monthly fee

  • Maximum transactions

    Up to 6 free withdrawals or transfers per statement cycle *Cycle withdrawal limit of 6/instructions is waived during the Coronavirus outbreak under Regulation D

  • Excessive transaction fees

    Discover may refuse to pay for each transaction that exceeds the limits. If you exceed these limits more than occasionally, it may result in the termination of your account.

  • Overdraft fees

  • Offer a current account?

  • Offer an ATM card?

    Yes, if you have a Discover current account

Take advantage of welcome bonuses

Much like rewards credit cards, banks sometimes offer welcome bonuses to attract new customers, usually in the form of cash incentives for maintaining a specific balance in your account or for setting up direct deposit with your employer.

Personally, I got into the habit of changing banks to get welcome bonuses and made significant profits. If you’re a little flexible when it comes to choosing a bank, consider one of these active checking account bonuses:

  • Up to $400 for opening and using a new Virtual Wallet by PNC Bank – it’s $50 for a new virtual wallet, $200 for a new virtual wallet with Performance Spend or $400 for a new virtual wallet with Performance Select.
  • A bonus of $200 for opening a Chase Total Checking® account and set up direct deposit within 90 days (offer valid until July 20, 2022).
  • A $100 bonus for opening a Chase College Checking Account℠ and completing 10 qualifying transactions within 60 days (offer valid until July 20, 2022).

Additional offers are also available and change frequently, so be sure to check often to see what’s available in your area or online.

At the end of the line

Because the retail banking space has evolved rapidly in recent years, it may be time to reevaluate your banking relationship. Whether your local branch now has limited opening hours or has already closed, or your financial needs have changed, switching banks can be a great financial step for you.

Check out Select’s in-depth coverage at personal finance, technology and tools, The well-being and more, and follow us on Facebook, instagram and Twitter to stay up to date.

The interest rate and APY are subject to change at any time without notice before and after opening an American Express® High Yield Savings Account.

Editorial note: Any opinions, analyses, criticisms or recommendations expressed in this article are those of Select’s editorial staff alone and have not been reviewed, endorsed or otherwise endorsed by any third party.

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The Weekly Authority: 📱 Pixel Prototype https://chateaulangeais.com/the-weekly-authority-%f0%9f%93%b1-pixel-prototype/ Sun, 05 Jun 2022 05:36:05 +0000 https://chateaulangeais.com/the-weekly-authority-%f0%9f%93%b1-pixel-prototype/ ⚡ Welcome to The weekly authoritythe Android Authority newsletter that breaks down the top Android and tech news of the week. 197th edition here, with this Pixel 7 prototype, Galaxy foldable specs, Final Fantasy 16 updates, and some good news for coffee drinkers. 🎉This week marked the Queen’s Platinum Jubilee celebrations here in the UK […]]]>

⚡ Welcome to The weekly authoritythe Android Authority newsletter that breaks down the top Android and tech news of the week. 197th edition here, with this Pixel 7 prototype, Galaxy foldable specs, Final Fantasy 16 updates, and some good news for coffee drinkers.

🎉This week marked the Queen’s Platinum Jubilee celebrations here in the UK (the first British monarch to celebrate 70 years of service!), so I took advantage of the two-day national holiday and we organized a street party here in town!

Popular news this week

Google Pixel 7 prototype bottom

Google:

Samsung:

OnePlus:

Xiaomi

Apple:

SPas:

Somewhere else:

Movies/TV:

best sniper

Games :

Diablo Immortal Demon Hunter Splatter

Comments

Vivo X80 Pro tilted back

Hadlee Simons/Android Authority

  • Vivo X80 Pro review: Vivo’s best, (mostly) refined – “It doesn’t reinvent the wheel, but it’s still a welcome upgrade over its already excellent predecessor.”
  • Samsung Galaxy A52s review: Jack of all trades – Premium build, great display, long-lasting battery life, and long-term software support make this easy to recommend.
  • Huawei Watch GT 3 Pro review: Titanium, ceramic and compromise – “A lot to offer but hampered by too many software flaws, missing features at launch and an extremely limited third-party app ecosystem, unless you plan to stick to a Huawei phone.”
  • Fossil Gen 5 Smartwatch review: An oldie but a goodie – The best Wear OS 2 watch you can buy.
  • Samsung Galaxy S22 Ultra review: The power user’s best friend – “In addition to the best specs and feature-rich, widely supported software, the Galaxy S22 Ultra comes with the S Pen and a plethora of productivity tools unmatched by the competition.”

Features

Android Open Source Project AOSP mashup logo

Gary Sims/Android Authority

wandering ps5

This week PlayStation’s latest State of Play gave us a lot to get excited about, including Final Fantasy 16 news:

If you missed it, you can catch up herebut otherwise keep reading for anything you missed:

  • Things started with a new Resident Evil 4 remake trailer, which we have been waiting for but still looking forward to. It arrives on March 24, 2023, in addition to being developed for PSVR2, and will arrive on PC and Xbox Series X/S.
  • PSVR2 news continued with a look at Resident Evil Village – to be honest, it scares me a little, but congratulations to all those who have the courage to play! After the horror, there was another spooky title, The Walking Dead: Saints and Sinners Ch2, and we also got a glimpse of a VR version of No Man’s Sky.
  • But the PSVR2 trailer everyone wanted to see was a first look at Horizon Call of the Mountainwith amazing gameplay – plus news about a new patch for Horizon Forbidden West, which landed on Thursday.

Everything you need to know about PlayStation Plus

  • On to the news that excites me the most: we have a release date for Stray! It’s July 19! We have also another trailer which showed some gameplay. Oh, and it will be included in higher tiers of PlayStation Plus.
  • What else? Spider-Man is coming to PC on August 12, with Miles Morales to follow soon.
  • We’ve seen a survival horror trailer The Callisto Protocolgiving us some serious Dead Space vibes and coming December 2nd.
  • More rollerdromewas released on August 16: the roller derby sci-fi game looks pretty fun – and an anime action/dating sim eternal nights arrives in early 2023.
  • In case you missed it: Street Fighter 6 took a look, showing new character Jamie alongside Luke, Chun-Li and Ryu, coming in 2023, with Xbox Series X/S and PC versions also on the way.
  • Critically Acclaimed Tunic comes to PS4 and PS5 on September 27, and Season: A letter to the future looks intriguingly spellbinding, coming this fall.
  • But the biggest update, the one everyone was waiting for, was the Final Fantasy XVI news. We have a trailer, alongside a summer 2023 release window. I can’t. Wait.

Technical calendar

  • June 6-10: Apple’s WWDC 2022
  • June 9-12: Summer game party
  • June 10: The Quarry is out on PC, PS5, PS4, Xbox Series X, Xbox One
  • June 10: Jurassic World Dominion in theaters
  • June 12: Xbox and Bethesda Games Showcase at 12 p.m. CT
  • June 20-23: Collision (Toronto)
  • June 26-July 3: Summer games done quickly
  • July 5 at 8 a.m.: Asus ROG Phone 6 launched
  • July 19: Stray is coming to PS5, PS4, PC

Tech Tweet of the Week

A few DALL-E 2 Kermit The Frog inspired qualities – the Sopranos one is pretty awesome:

Paula Beaton, editor.

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