10 Ways To Stay Motivated While Paying Off Debt According To PaydayChampion’s Mirek Saunders – CONAN Daily

When you’re trying to pay off your debt, it can be hard to stay motivated. Especially if you’ve been struggling with it for a while. But don’t worry, because you are not alone. Thousands of people are in the same situation as you, and many of them have found ways to stay motivated and continue their journey to debt freedom.

In this blog post, Mirek Saunders from PaydayChampion, a well-established online loan referral service, shares 10 tips and tricks from experienced payday loan borrowers who successfully repaid their debts. These tips are for those who want to achieve financial freedom.

wads of dollar bills (©Celyn Kang)
  1. Make a plan.

Know what you need to do and when you need to do it. This will help keep you accountable and on track.

2. start small.

It can be overwhelming to think about paying off all your debts at once. So start with a loan or credit card balance and work your way up from there.

3. Define aims.

Both short term and long term. Having something to do will help you stay motivated even on days when you feel like you’re not making progress.

4. Find a support system.

Whether it’s friends, family, or an online community of people in the same situation as you, having someone to talk to and lean on can make all the difference.

5. Talk about your debt-free journey.

Sharing your experience and accomplishments with others will help you stay on track and stay motivated. It can also be a great way to inspire others who are striving to become debt free themselves.

6. Reward yourself.

Every time you hit a goal, give yourself a pat on the back (and maybe even a little treat!). This will help reinforce positive behavior and remind you that being debt-free is worth all the effort.

7. Keep a debt-free journal.

Document your journey so you can come back to it later and see how far you’ve come. It can be a great motivator when you’re feeling down about your progress.

8. Get inspired by the stories of others.

There are many people who have been in your shoes and come out of it debt-free. Reading or listening to their stories can give you the hope and motivation you need to keep going.

9. Visualize your goal.

Close your eyes and imagine what life will be like once you are finally debt free. What will you do with all that extra cash? How will it feel to not have the weight of debt hanging over your head?

ten. Remember why you do this.

It’s easy to lose sight of your goals when the going gets tough. But if you can remember why it’s important for you to be debt free, it will be that much easier for you to keep going.


If you’re struggling with payday loan debt, you’re not alone. Millions of Americans are in the same boat, and many of them have managed to pay off their debts. Use these tips and tricks from experienced debtors to help you stay motivated on your own journey to debt freedom. With hard work and dedication, you can accomplish anything.

It will be very helpful to find someone to hold you accountable, such as a financial adviser or even a friend.

Taking out loans without a credit check is probably not a good idea right now. You need someone who will help hold you accountable, it will be a lot easier to stay on track and motivated while you pay down your debt. A financial advisor can help you develop a budget and payment plan tailored to your particular situation. And having a friend or family member to talk to can make all the difference in feeling motivated to pay off debt.

So reach out to your support network and find someone who can help you stay accountable on your journey to debt freedom. It will make all the difference in helping you stay motivated and on track.

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